2. From Credit to Keys: Navigating the Loan Process

In this episode, local loan officer Jo Geddis breaks down the mortgage process, from credit planning to choosing the right lender. We talk about the benefits of working with a local expert, first-time homebuyer programs, VA loans, and creating credit action plans to get buyers ready to purchase. Whether you’re just starting out or looking for guidance, Jo offers clear, practical advice to help make the loan process less overwhelming.